What the hell is wrong with EC??? Months of settings and keybinds all gone all of a sudden.
How do I prevent this from happening again? I'm furious!!!
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You had a backup right? I backup my profiles every month or so just in case of problems. I backup the whole EA Games folder in my documents as it backs up both EC and CC.
Same happened to me and yes it was the incognito spell that messed things up. I've had a lot less problems with settings generally since I stopped using the CC.
go to the default folder for your user data which should be documents/eagames/ultima online stygian abyss/userdata/account name then pick the shard. the files in there should be named after your characters and if you used the incognito spell and logged out with it active, it will have created a file with all those characters settings under the incognito name. just rename it the actual character name and all should be back to normal. Thief disguise kit does the same thing.